Terms & Conditions

By accessing or using the Coastline Insurance Associates Inc. website, users agree to comply with and be bound by the following Terms & Conditions. Please read these terms carefully before using our website or services.

1. Website Purpose

This website is operated by Coastline Insurance Associates Inc. and provides information regarding insurance products, quote requests, insurance services, and related financial protection solutions available to individuals, families, and businesses in North Carolina and surrounding areas.

2. Acceptable Use

By using this website, you agree not to:

• Violate any applicable laws or regulations
• Submit false, misleading, or fraudulent information
• Attempt to gain unauthorized access to any portion of the website or its systems
• Use the website for any fraudulent or unlawful purpose
• Interfere with or disrupt the functionality or security of the website
• Transmit any harmful, offensive, or malicious content
• Scrape, harvest, or collect data from the website without written permission

3. No Guarantee of Coverage

Submitting a quote request, inquiry, or contact form through this website does not guarantee approval, pricing, or the issuance of any insurance coverage. All coverage remains subject to underwriting review, carrier approval, and applicable eligibility requirements. Final policy terms and pricing are determined by the insurance carrier.

4. Accuracy of Information

We strive to maintain accurate, current, and complete information on this website. However, Coastline Insurance Associates Inc. does not warrant or guarantee the completeness, accuracy, or timeliness of any information presented. Insurance products, rates, and availability are subject to change without notice.

5. Intellectual Property

All website materials including but not limited to:

• Branding and logos
• Graphics and images
• Written text and descriptions
• Page layouts and design elements
• Service descriptions and marketing copy

are the exclusive property of Coastline Insurance Associates Inc. Unauthorized reproduction, distribution, or use of any website content is strictly prohibited without prior written consent.

6. Limitation of Liability

To the fullest extent permitted by applicable law, Coastline Insurance Associates Inc. shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from or related to your use of this website, reliance on information provided herein, or any insurance-related decisions made based on website content.

7. Third-Party Services

The website may include links to third-party websites, carrier resources, or external integrations. Coastline Insurance Associates Inc. is not responsible for the content, accuracy, privacy practices, or availability of third-party services. Links to external sites do not constitute an endorsement.

8. Termination of Access

We reserve the right to restrict, suspend, or terminate website access for any user at our sole discretion, without prior notice, including in cases of suspected misuse, violation of these terms, or any other reason deemed appropriate.

9. Governing Law

These Terms & Conditions shall be governed by and construed in accordance with the laws of the State of North Carolina, without regard to its conflict of law provisions. Any disputes arising under these terms shall be subject to the exclusive jurisdiction of the courts located in New Hanover County, North Carolina.

10. Changes to Terms

We reserve the right to update or modify these Terms & Conditions at any time. Updated terms will be posted on this page with a revised effective date. Continued use of the website following any changes constitutes your acceptance of the revised terms.

11. Contact Information

If you have questions regarding these Terms & Conditions, please contact us:

• Coastline Insurance Associates Inc.
• 1925 Knollwood Dr, Wilmington, NC 28403
• Phone: (435) 243-4532
• Email: admin@coastlineinsuranceassociates.com